LOW HOA!!...... Location! Location! Location!!! WELCOME TO YOUR DREAM HOME IN THE SOUGHT-AFTER MONTECITO/OTAY RANCH COMMUNITY, which exudes elegance and modern living. This stunning two-story house boasts upgrades and perfectly blends luxury and comfort.... This 2-story home boasts an open concept of living and is MOVE-IN ready, with gorgeous window shutters and luxury vinyl flooring, complete with large windows and high ceilings creating a light & bright atmosphere; two car garage is attached with a long DRIVEWAY; no neighbor behind and plenty of natural lights. As you step inside, you'll immediately notice the beautiful wood-like floors leading you to the gourmet kitchen, which features gorgeous granite countertops and high-end stainless steel appliances, making it a perfect place for cooking and entertaining. The formal dining room is ideal for hosting dinner parties or enjoying a family meal. The main level features a spacious bedroom and full bathroom, perfect for guests. This is an excellent feature for those who may have difficulty with stairs...Upstairs, you'll find a SPACIOUS LOFT AREA THAT CAN SERVE A FIFTH BEDROOM OR AN OFFICE... The primary suite is a peaceful oasis with views, generous size, and two large walk-in closets. Two additional bedrooms, a full bathroom, and a laundry room complete the second level--innovative features like whole-house WI-FI and energy efficiency with a solar system.... The Village of Montecito has resort-style amenities, including a clubhouse, 2-large pools, a gym, dog parks, private parks, a recreation center, multiple tennis courts, multiple basketball courts, a picnic area, and a spa. The true gem of this home is the stunning backyard with a California room. The meticulously manicured turf creates a low-maintenance oasis, perfect for entertaining or relaxing. The gorgeous backyard adds the perfect ambiance for a cozy night outside. HIGHLY DESIRED LOCATION WITH PROXIMITY TO FREEWAYS, SHOPPING MALLS( Otay Ranch MALL, Homegoods, Ross, World Market, Best Buy, Ulta, Apple Store, Vons, Barons)DINING (Cheesecake Factory, Garbattela, Chillis, Novo, Karinas, Panda Express, and More) and Entertainment... Don't miss out on the opportunity to own this beautiful home in one of the most desirable areas with LOW HOA FEES of Otay Ranch/ Montecito... Schedule your showing now and experience the essence of Montecito / Otay Ranch Living...