Seller willing to negotiate buyer closing costs. Ask your agent! Property qualifies for low-down payment program allowing qualified buyers to put as little as 3% down and pay NO mortgage insurance! Located in Belding Woods near the popular North and East neighborhood, this move-in ready 3 bed 2 ba bungalow-style house is a blank canvas waiting for YOU! It was renovated prior to sellers buying in 2019 so much of the hard work is done. Previous improvements included new kitchen tile floor, stone countertop, new appliances along with beautifully refinished hardwood floors, upgraded windows and recessed lighting. The layout creates a nice separation of space. Front door brings you into living room with an adjacent bedroom or office. Continue through to a second bedroom and full bath then enter a spacious eat-in kitchen with gas range and indoor laundry. Adjoining kitchen is primary bedroom with en-suite bath. Backyard patio w/shed. Appliances stay with property including washer and dryer. Easy commuter access to Richmond Pkwy, BART, SF Bay Ferry, Richmond Bridge, and local shops and restaurants.