Two living units on property:Front-3 bedroom 1 bath, recently remodeled; rear unit attached to garage is studio with full bath attached in garage. Excellent area! Many upgrades and modernized features. Charm plus function. Long driveway. Seasoned agent and flexible owner. You want upgrades-let's talk. Existing loan appears to be FHA. So perhaps CalHFA possible. Close to Historic Lodi, and just about 3 blocks from Hwy 12. Walk to many services and businesses. Street is only about 3 blocks long. Home faces North, so shady front porch most of the day. Low maintenance, is very possible. On-demand water heater. Seller does not want to chase market. Make us an offer.