Low HOA!!! Location! Location! Location! WELCOME TO YOUR DREAM HOME IN THE SOUGHT-AFTER MONTECITO/ OTAY RANCH COMMUNITY, which exudes elegance and modern living. This stunning two-story house perfectly blends luxury and comfort..... As you step inside, you'll immediately notice the beautiful 2-story home boasts an open concept of living and is NEWER HOME, MOVE-IN ready, with a gorgeous layout, complete large windows, and high ceilings creating a light and bright atmosphere, two-car garage attached with a long DRIVEWAY, gourmet kitchen, which features gorgeous granite countertops and stainless steel appliances, making it a perfect place for cooking and entertaining. The formal dining room is ideal for hosting dinner parties or enjoying a family meal. The main level features a spacious bedroom and full bathroom, perfect for guests... This is an excellent feature for those who may have difficulty with stairs.... Upstairs, you'll find a SPACIOUS LOFT AREA THAT CAN SERVE A FIFTH-BEDROOM OR AN OFFICE... The primary suite is a peaceful oasis with a generous size and two large walk-in closets. Two additional bedrooms, a full bathroom, and a laundry room complete the second level. Innovative features like whole-house Wi-Fi and energy efficiency with a solar system.... The Village of Montecito has resort-style amenities, including a clubhouse, two large pools, a gym, dog parks, private parks, a recreation center, multiple tennis courts, multiple basketball courts, a picnic area, and a spa. The true gem of this home is the stunning backyard with a California room. The meticulously manicured turf creates a low-maintenance, perfect for entertaining or relaxing. The gorgeous backyard adds the perfect ambiance for a cozy night outside. HIGHLY DESIRED LOCATION WITH PROXIMITY TO FREEWAYS, SHOPPING MALLS, (Otay Ranch Malls) Homegoods, Ross, World Market, Best Buy, Ulta, Apple Store, Vons, Barons... DINING- (Cheesecake Factory, Garbatella, Chillis, Novo, Karinas, Panda Express, and More) and Entertainment... Don't miss out on the opportunity to own this beautiful home in one of the most desirable areas with LOW HOA FEES, NEWER HOME of OTAY RANCH/MONTECITO COMMUNITY... Schedule your showing now and experience the essence of Montecito. Otay Ranch Living....